Getting Health Insurance Quotes By
Phone
Though calling around for insurance quotes can be a very time-consuming task, it is a good way to get your questions answered about the policy by a professional. In many cases, calling an insurance company for a quote will lead to an automated session and then being placed on hold. This is the kind of frustration that you will face, over and over, when trying to receive any kind of insurance quote by phone.
It does take up a lot of time and
you do have to keep notes about each quote you receive, but there are some good
reasons for obtaining health insurance quotes by phone:
• You can talk to
a professional in real time
Eventually, you will get through to
an actual human being on the other end of the phone. This person can
explain the policy to you in detail, answering any questions you may have as
they come up.
• You can learn
about different premiums and options on the same policy
When a certain health insurance
policy interests you, you may be able to talk to someone about adjusting the
premium and/or deductible on the policy, tailoring it to better suit your
needs.
• You can purchase
a policy right away
By using a check by phone or your credit card, you can purchase a policy based on the health insurance quotes you receive over the phone. This process is generally quick, including a brief question-and-answer session.
Getting Health Insurance Quotes
Online
For those who prefer a quick and
easy method of insurance shopping, the Internet is definitely your best
option. Using the Internet, you can go to a specific company’s site and
learn more about their policies by receiving free online health insurance
quotes, or compare and contrast the policies offered by several companies at
once.
The Internet allows you to receive
many more health insurance quotes, in a much shorter period of time than you
would be receiving quotes over the phone. There are many benefits to
shopping for health insurance quotes online:
• You can get many
health insurance quotes, quick
When time is a factor, the Internet
is your best friend. You can look at several different health insurance
quotes at the same time online, much more quickly than it takes to get through
most phone automated systems.
• You can compare lots of health insurance quotes at once
Side-by-side or page-by-page, with
the Internet you can compare health insurance quotes from several different
health insurance companies at once. This makes comparison shopping a
breeze.
• Ease of purchase
You can often purchase a health
insurance policy online, using a secured method and your credit card.
This allows you to get your health insurance policy quickly, so that coverage
can start right away.
An Independent Agent
When doing your own research,
finding different quotes, calling around or even using the Internet to shop
just isn’t your thing, you’ll want to use an independent insurance agent.
These agents do not work for any specific company but for you. They use
their time to shop around for you, finding you the best possible policy based
upon the health insurance quotes they receive.
Often, independent agents can get much better rates than the average customer. This is because insurance company offer agents deals and discounts simply for brining in new business. An independent agent will work for you to find the best health insurance quotes, so that you pay less while still receiving the best coverage possible for you and your family.